Melissa Leon Diaz · September 17, 2026

A quick rate check could save you $50+/month

Melissa Leon Diaz

Actualización del mercado hipotecario

Melissa Leon Diaz

Melissa Leon Diaz

jueves, 17 de septiembre de 2026

A quick rate check could save you $50+/month

Rates shifted again this week, and small moves can make a real difference on your payment. Here's what it means for you.

Tasas hipotecarias nacionales · 10 de septiembre de 2026

Convencional a 30 años

6.76%

FHA a 30 años

6.82%

VA a 30 años

6.71%

Rate trend

Fuente: Freddie Mac PMMS y Optimal Blue vía FRED

Las tasas mostradas son promedios nacionales y se ofrecen solo con fines informativos. Las tasas reales varían según el perfil crediticio, el monto del préstamo y las condiciones del mercado. Contáctenos para una cotización personalizada.


Rate Watch

What This Week's Rate Movement Means for Your Payment

Mortgage rates move a little almost every week, and small shifts add up to real dollars on your monthly payment. On a typical loan, even a quarter-point change can mean $50 or more a month — money that's better in your pocket. The good news: you don't have to time the market perfectly. What matters most is being ready, with your credit in good shape and your documents handy, so when a window opens we can move quickly. If you bought or refinanced in the last couple of years, it's worth a five-minute check to see whether today's rates could lower your payment. There's no obligation and no cost to run the numbers — just clarity on where you stand.

Want to see what today's rates mean for your payment? Let's run the numbers together.

Consejo de la semana

Replace weatherstripping around exterior doors every few years. It's one of the cheapest ways to improve energy efficiency.

Consejos para propietarios

USDA Loans: A Zero-Down Option for Rural Buyers

1.

USDA loans offer 100% financing (no down payment) for eligible properties in USDA-designated rural and suburban areas. The USDA's eligibility map may include areas closer to cities than you'd expect.

2.

USDA loans have income limits — typically 115% of the area median income. Both the property location and borrower income must qualify.

3.

There's an upfront guarantee fee (1% of the loan) and an annual fee (0.35% of the balance). These are lower than FHA mortgage insurance and can be rolled into the loan.

Have questions about how any of this affects your mortgage or home purchase? We're here to help — reach out to the Melissa Leon Diaz team any time and we'll walk you through your options.

Su asesor hipotecario

Melissa Leon Diaz

Melissa Leon Diaz

Melissa Leon Diaz

melissa@homepluscapital.com

3057136234

f
ig

1700 sw 57th ave suite 205 miami fl 33155

3057136234

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